pensions testimonial man smiling image

“I’d have absolutely no hesitation in recommending SN Financial.”

– Busines Owner

Our dedicated Wealth Management team offer pension planning and retirement planning services that allow our clients in Worcestershire and the surrounding areas to enjoy a secure and happy retirement.

Using state-of-the-art technology we produce comparison reports on a range of investment options – analysing performance, investment risk and capacity for loss tolerance. We have developed strong work relationships with a vast range of providers, allowing us to produce documents and make amendments online without the delay of post and/or company timescales.

members of the team discussing pensions planning with a client

Our tailored pensions and retirement services include:

Investment Risk Strategies

Pre and Post Retirement Planning

Portfolio Management

pensions regular review service

Regular Review Service

How we can help

To make sure you get the most from your pension planning, retirement planning and portfolio management, SN offer a range of key services:

Bespoke portfolio planning and investment advice including risk strategies to help you build your pension pot for retirement

Tailored planning that includes an estimation of the size of fund necessary to generate the income that you foresee will be needed and how much you need to save to reach this goal

Guidance on the correct structuring of benefits at retirement and the best vehicles and investments available in order to deliver these requirements

Advice on how to protect your pension for your family in the event of your death

Assistance with tax free cash and income strategies to include annuities and flexi-access income drawdown

monitoring of pension pot and pensions planning

Regular monitoring of your pension pot through our review service

Specialist pre and post retirement advice to assist you in building your retirement pot over your working life, then understand your options when you retire

Advice on the modelling and planning of income as your retirement evolves

pensions freedom and responsibility

With ‘Pensions Freedom’ comes pension responsibility, so we specialise in helping you manage your retirement income

Please note, past performance is no guarantee of future performance and the value of investments can fall as well as rise.

When it comes to your pension, it is important to make the right decisions for you. You need to make sure that you understand all your options and check that what you intend to do is right for your circumstances. You can choose to get initial guidance from Pension Wise.

Pension Wise is a government service from MoneyHelper that offers free, impartial pensions guidance about your defined contribution pension options and is open to everyone aged 50 or over, who has a UK based personal or workplace pension.  You can book a one-to-one appointment with Pension Wise for specialist guidance which will last around 45 to 60 minutes.  Remember, this is guidance, not personal advice. You may still want to speak to a financial adviser afterwards.

To find out more or to book an appointment visit


SN Financial Services are proud to offer a professional, bespoke ongoing service to all our clients.

We pride ourselves in providing a tailored, appropriate service to help you achieve your financial goals and plan your financial future. How our fees are applied and calculated are detailed within our client agreement.  For further details, please get in touch.

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