Buyers can often be caught off guard when it comes to stamp duty land tax (SDLT) so when you are looking for properties it is important to work out how much might be due so you can prepare for it. You can use an online calculator to roughly work it out, but here are...
More and more people in the UK are having to wait until they are in their thirties before they can even think about buying their first home. It’s not hard to see why with the average price of a property in Sevenoaks is currently sitting at a whopping £655,000!!...
What is a lifetime mortgage? A lifetime mortgage is a way of releasing money from your home without having to move. It’s a loan that’s secured against your home to give you a tax-free cash sum or smaller amounts that you can take as and when you need. With a lifetime...
How does IHT work? Your worth, which comprises of your cash, investments, property and life insurance policy payments is assessed and calculated by the Government when you die. Any debts are deducted from this to give the value of your estate. If the amount is over...
For an hour of your time a Financial Adviser can assess your pensions and investments, and begin a working relationship with you to provide a clear and structured investment strategy. Peace of mind – Having an expert review your portfolio recommendations can give you...
There’s no denying that we’re a nation of animal lovers. From Labradors to Labradoodles, our pets are part of the family and we look after them with love, care and affection. But don’t you find it strange that statistically we’re more likely to insure our pets against...
Saving for retirement is crucial for people of all income levels, with a pension being one of the most common ways to put money away for the future. Choosing the right pension is a big decision that should never be taken lightly and it is important to do plenty of...
Is your mortgage deal due to end? Do you know what you are paying for your mortgage? Are you on the standard variable rate? Did you know that here at SN Financial Services we offer product switches, also known as product transfers, when the fixed rate period on your...
INVEST BEFORE 6TH APRIL 2019 This tax year you can invest up to £20,000 in to an Individual Savings Account (ISA). The tax year runs from 6th April 2018 to 5th April 2019. We can help you can invest your desired amount into a Stocks & Shares ISA. Our advisers...
