Equity Release

“You get a company and people who are dedicated to helping you get to the end result.

– Worcester Home Owner

A proud member of the Equity Release Council and experts in guiding families through the equity release scheme, whatever your reason for accessing the funds.

Our experienced advisers will listen to what YOU want to achieve and offer solutions that match your individual requirements, and then guide you through the process, step by step.

Our clients praise us for our ability to understand their needs and maintaining contact with them, keeping them constantly updated.


mortgage application adviser Astra Williams
mortgage adviser Gemma Brown on the phone

SN Financial has been based in Worcestershire since 2004, and now operates from a second office in the South East, helping more people to achieve their home owning dreams.

We have been offering mortgage solutions for a range of situations and extend that knowledge to equity release, as we understand that as we age, it’s useful to have access to the equity in our properties, to help younger family members get onto the property ladder, or to treat yourself to a holiday of a lifetime.

What happens before submitting your lifetime mortgage application?

We will discuss your requirements to discover what is important to you

We look at your current situation to determine if Equity Release is right for you

Break down the process to give you a step by step guide to releasing equity in your home

Discuss your protection needs

Compare different deals and benefit packages from a vast range of providers, and source a suitable mortgage for you

Discuss recommendations that are based on your needs

Arrange the application on your behalf and follow through to completion

Recommend other professional bodies such as Solicitors & Will writers to aid your transaction.

Equity Release Advisers



Mortgage and Protection Adviser Certs CII (MP & ER)

Gemma joined the company in 2016 and is a qualified Mortgage Adviser having passed R01 (Financial Services Regulation and Ethics, diploma level), CF6 (Mortgage Advice) and ER1 (Equity Release). Gemma deals with mortgage cases and financial protection, with the benefit of access to the whole financial market, offering a variety of tailored options for her clients. Gemma is qualified to offer advice on lifetime mortgages for customers who may benefit from releasing equity in their property.



Mortgage and Protection Adviser Certs CII (MP & ER)

Astra joined the organisation in 2019 becoming a qualified Mortgage and Protection Adviser. Astra has also completed R05 (Protection, diploma level) and ER1 (Equity Release) and is qualified to offer advice on lifetime mortgages.  Based at our Sevenoaks office, Astra is passionate about making financial services easily accessible to all.



Mortgage and Protection Adviser (CeMAP, CeRER, DipFA)

Charlie joined the company in 2020 and is a qualified Mortgage and Protection Adviser having completed the Certificate in Mortgage Advice and Practice (CeMAP) in 2018 and the Certificate in Regulated Equity Release (CeRER) meaning he can also offer advice on lifetime mortgages. Based at our Sevenoaks office, Charlie enjoys helping customers with their mortgage and protection needs and making the process as smooth as possible.


SN Financial Services are proud to offer a professional, bespoke ongoing service to all our clients.

We pride ourselves in providing a tailored, appropriate service to help you achieve your financial goals and plan your financial future. How our fees are applied and calculated are detailed within our client agreement.  For further details, please get in touch.

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