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Help to Buy Remortgage

September 26, 2018

It’s been five years since the Government launched its flagship Help to Buy equity loan scheme, which helped thousands onto and up the British property ladder. A number of lenders have released a new range of Help to Buy Shared Equity Remortgage products, which may allow customers to save money by remortgaging to another lender.…

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Don’t Lose Your ISA Allowance – Invest Before the 6th April

February 19, 2018

This tax year you can invest up to £20,000 in ISAs – the tax year runs from 6th April to 5th April. You can invest the full amount into either a Stocks & Shares ISA or a Cash ISA or alternatively split your investment between either, providing you stay within the £20,000 limit. The annual…

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Do you have a critical illness plan?

February 21, 2017

Providers have upgraded all their plans in the last 2 years. Would you like to take advantage of the additional conditions and enhancements? We can provide you with a comparison report showing your existing plan compared with a 2017 plan. Here is an example of an Aviva Plan taken out in 2010 and one taken…

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Financial Planning to Get the Home You Want

January 6, 2017

Create a home you’ll want to live in forever… and a financial plan to help make that happen. It takes patience, money and a lot of love to create your perfect home, so you deserve peace of mind that it’s yours for life. But what if the unexpected should happen? Sadly, life’s nasty surprises can strike…

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Protect your income – Protect your Family

November 16, 2016

The one protection policy every working adult in the UK should consider is the very one most of us don’t have – Income Protection. The biggest financial risk we are exposed to is being unable to work and therefore unable to maintain our home, monthly outgoings and ultimately our lifestyle and financial future. The first…

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Liverpool Victoria Financial Protection Guide

November 15, 2016

Liverpool Victoria have issued a client facing protection guide! Financial protection should be priority. Click on the images below to zoom in and view them.  

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Inheritance Tax Planning – Make sure your family benefit NOT THE TAX MAN

November 1, 2016

1. Write a Will Setting up a Will should be the first step in any estate-planning exercise, not only to make certain that matters are dealt with in a tax-efficient way but to ensure that your wishes are carried out. Having a Will means you avoid relying on the intestacy rules that come into play…

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Pension Freedom

July 1, 2015

New pension rules which give you far greater flexibility over what you can do with your pension pot came into force on 6 April 2015. This includes being able to access your entire pension value and choosing how to take your income throughout your retirement. This enables pension plan holders to take full advantage of…

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Help to Buy options for Home Movers and First Time Buyers

January 1, 2015

The government are working hard with mortgage lenders to encourage home ownership and boost affordability. Getting onto the first rung of the property ladder is notoriously difficult, and often the biggest barrier facing first-time buyers is amassing a deposit large enough to secure a keenly-priced mortgage rate. This is where Help to Buy could help…

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