Find out the latest news from SN Financial.
It’s been five years since the Government launched its flagship Help to Buy equity loan scheme, which helped thousands onto and up the British property ladder. A number of lenders have released a new range of Help to Buy Shared Equity Remortgage products, which may allow customers to save money by remortgaging to another lender.…Read More
This tax year you can invest up to £20,000 in ISAs – the tax year runs from 6th April to 5th April. You can invest the full amount into either a Stocks & Shares ISA or a Cash ISA or alternatively split your investment between either, providing you stay within the £20,000 limit. The annual…Read More
Providers have upgraded all their plans in the last 2 years. Would you like to take advantage of the additional conditions and enhancements? We can provide you with a comparison report showing your existing plan compared with a 2017 plan. Here is an example of an Aviva Plan taken out in 2010 and one taken…Read More
Create a home you’ll want to live in forever… and a financial plan to help make that happen. It takes patience, money and a lot of love to create your perfect home, so you deserve peace of mind that it’s yours for life. But what if the unexpected should happen? Sadly, life’s nasty surprises can strike…Read More
The one protection policy every working adult in the UK should consider is the very one most of us don’t have – Income Protection. The biggest financial risk we are exposed to is being unable to work and therefore unable to maintain our home, monthly outgoings and ultimately our lifestyle and financial future. The first…Read More
1. Write a Will Setting up a Will should be the first step in any estate-planning exercise, not only to make certain that matters are dealt with in a tax-efficient way but to ensure that your wishes are carried out. Having a Will means you avoid relying on the intestacy rules that come into play…Read More
New pension rules which give you far greater flexibility over what you can do with your pension pot came into force on 6 April 2015. This includes being able to access your entire pension value and choosing how to take your income throughout your retirement. This enables pension plan holders to take full advantage of…Read More
The government are working hard with mortgage lenders to encourage home ownership and boost affordability. Getting onto the first rung of the property ladder is notoriously difficult, and often the biggest barrier facing first-time buyers is amassing a deposit large enough to secure a keenly-priced mortgage rate. This is where Help to Buy could help…Read More
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